Income & Employment Verification API

Our income and employment verification API powers multiple verification workflows, from lending and underwriting to onboarding and eligibility checks, directly from source-of-truth payroll data.

Replace manual documents, paystubs, and slow verification workflows with automated employment and income verification software - delivered in seconds.

Reduce fraud and manual errors
Enable direct-deposit repayment
FCRA-permissible income insights

Talk to our team

Trusted By:
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Credit karma
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Credit karma

See Verify in action

Tap through an interactive demo to explore how you can embed our automated income and employment verification software directly into your unique workflows.
See how you can embed deposit switching directly into account opening, helping capture primacy from day one while driving faster activation, higher funding rates, and stronger long-term engagement.
35
%
improvement in average cycle time
27
%
decrease in cases of income fraud
6
%
average reduction in credit losses
35
%
improvement in average cycle time
27
%
decrease in cases of income fraud
6
%
average reduction in credit losses

Powerful lifecycle controls

Increase portfolio profitability with personalized offers and experiences.

Reduce fraud and manual errors

Get source of truth income & employment data directly from payroll providers

Use document scanning to detect common fraudulent patterns

Enrich controls for critical processes like KYC and identify-verified direct deposit switching

Direct deposit allocation monitoring

Pinwheel is a Consumer Reporting Agency (CRA)

You can use the customer’s verified income data for FCRA-permissible purposes

Power customer growth with pre-qualified credit offers

Get real-time alerts on full income picture, including non-traditional income sources

Get repayment via Direct Deposit

Pinwheel makes direct deposit set-up easy within your approval flow

Make repayment by direct deposit a condition of your loan

Gate specific products or preferred terms behind a direct deposit set-up requirement

Reduce fraud and manual errors

Get source of truth income & employment data directly from payroll providers

Use document scanning to detect common fraudulent patterns

Enrich controls for critical processes like KYC and identify-verified direct deposit switching

Expand decision criteria

Pinwheel is a Consumer Reporting Agency (CRA)

You can use the customer’s verified income data for FCRA-permissible purposes

Power customer growth with pre-qualified credit offers

Get real-time alerts on full income picture, including non-traditional income sources

Get repayment via Direct Deposit

Pinwheel makes direct deposit set-up easy within your approval flow

Make repayment by direct deposit a condition of your loan

Gate specific products or preferred terms behind a direct deposit set-up requirement

Integrate verification your way

Contact us to learn how the Verify Platform’s API can simplify verification for your business—from identity and income to credentials and compliance.