Announcing our $50M Series B to build a fairer financial system.
Read blog post

Payroll connectivity

Pinwheel is the leading payroll connectivity API company used by the biggest financial institutions to securely update direct deposits and access income and employment data.

Get access

Trusted by

Cash App
Current logo

and more...


Pinwheel’s platform offers a suite of products to empower innovators of all sizes to leverage payroll account connectivity.

Direct deposit switching

Switching direct deposits is usually a painful process involving paper forms and HR teams. Make it easy with Pinwheel’s digital drop in solution.

Learn more

Recurring Access: Direct Deposits

View a real-time feed of your customers' direct deposit allocations and get notified when they change. Use this knowledge to better understand your customers and to craft engaging experiences for them.

Learn more

Income and employment data

Access source data from payroll systems to streamline and automate income and employment verification, improve your underwriting models, and more.

Learn more

Paycheck linked lending

Reduce loss rates and increase your serviceable market by enabling your customers to pay their loans directly from their paycheck.

Learn more

Market-leading conversion

Pinwheel consistently outperforms the competition because of our obsessive focus on building quality integrations and optimizing UX.

Our team and advisors include founders, board members and leadership from:

Square logo
Stripe logo
Venmo logo
Coinbase logo
Visa logo
Intuit logo
Plaid logo
Citi logo
Demo animation

Superior coverage

Pinwheel has industry leading coverage spanning over 70% of paid Americans and growing more everyday. 

Security is our priority

We handle sensitive consumer data, and we take that responsibility very seriously by maintaining market-leading practices and standards, allowing the largest companies in financial services to trust our platform.

Learn more

Ready to start building something?

Get in touch with us! We love to see our clients leverage our solution to create a fairer financial future.

Get access