Ongoing insights into customers’ income and employment data
Real-time insights from payroll systems that enable you to speed up application processing, improve underwriting models, closely evaluate your customer’s financial stability, and expand your addressable market without compromising risk.
Products that decrease risk and increase repayment rates
Speed up the loan application process
Improve repayments by connecting to the direct deposit
Make more informed lending decisions
Use data for credit decisioning
Safely tap into new customer segments
We provide more than just data
Unlike other income and employment data providers, Pinwheel does the heavy lifting to help our clients make sense of their customers’ data. Spend less time interpreting data and more time serving your customers.
Pinwheel Earnings Stream breaks down customers’ income data into categories that span historical cash flows, earnings in the current pay period, and projections of future earnings. Prevent loan delinquencies and defaults by monitoring the accrued earnings we update in real time.