Yes — Banno is Pinwheel's most widely deployed Jack Henry integration. Pinwheel's deposit switching, bill switching, and income and employment verification run directly inside the Banno digital banking experience your customers already use, so the switch happens in-flow rather than sending them to a separate form or portal.

No custom build is required. Because Pinwheel is delivered through the Jack Henry partnership, institutions can access the same deposit switching infrastructure that powers leading digital banks without dedicating their own engineering capacity to it. That's the practical advantage for a Jack Henry bank or credit union competing with neobanks that have far larger product teams.

Pinwheel is the only payroll connectivity provider that is FCRA-compliant, so the income and employment data supplied with Pinwheel Verify can be used in regulated decisioning workflows — not only deposit switching. Pinwheel builds direct integrations with payroll providers, so you can use realtime, source-of-truth data for decisioning. For institutions on Jack Henry, leveraging Pinwheel Verify for identity and underwriting use cases to support lending AND Pinwheel Deposit Switch to support direct deposit capture covers multiple business needs throughout the customer lifecycle.

Customers can initiate a switch on the spot - taking seconds to minutes depending on which Pinwheel conversion method they choose, and their direct deposit transfer will take effect the next paycycle.