Pinwheel Verify provides you with ongoing access to income and employment data directly from payroll platforms.
Access data that supports verification of income and employment processes for all U.S. workers in order to reduce fraud and speed up application decisions.
Pinwheel’s payroll platform coverage is the highest in the industry, maximizing user conversion at the top of the funnel.
Deliver a frictionless user experience for any user by supplementing payroll data with document uploads.
Get real-time alerts when a customer’s income or employment status changes.
Because Pinwheel is a Consumer Reporting Agency (CRA), you can use the customer’s data for FCRA-permissible purposes such as credit decisioning.
Embed Pinwheel into your customer journey to digitally verify your customers’ information, instead of requiring them to fax, scan, or email their documents.
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From banks and fintechs to lenders and property managers, verified income and employment data creates opportunities in numerous verticals.
Lendly, an authorized servicer of a bank, uses Pinwheel Deposit Switch and Verify to automate critical aspects of the loan origination process and reduce defaults and manual reviews.
Pinwheel is the first payroll data connectivity API provider that is also a CRA. Our CRA status allows financial service providers to use our data for credit decisioning while protecting them from FCRA violations.
Pinwheel’s coverage of payroll and income platforms is unmatched. We connect to 1,600 payroll platforms and the top 40+ time & attendance systems, covering 80% of U.S. workers.
Pinwheel doesn’t just provide a snapshot but ongoing insights. With the help of recurring access, you can stay up to date with your customer’s income and employment and get notified of any changes.
Use Pinwheel Verify and Deposit Switch to improve loan repayment rates and reach new consumer segments by setting up recurring payments directly linked to the customer’s paycheck.
January 9, 2023
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