Products
Products
Deposit Switch
The industry-leading direct deposit switching API
Bill Switch
Help your customers cut ties with their legacy bank
Bill Manager
Save customers money and boost engagement with subscription and bill management
Verify
Verify identity, employment, income, credentials, and more
Switch Kit
Win primacy day one by capturing deposits and bill payments during onboarding
Taxes
Retrieve user's tax forms directly from payroll
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Why pinwheel
PreMatch
Achieve 2x direct deposit conversions with our 100% credential-less solution
Partners
Integrated with 1,800+ payroll platforms, 40+ T&A systems, and leading digital banking platforms
Security & Compliance
SOC 2 Type 2 and ISO 27001 certified, FCRA and PCI DSS Level 2 compliant
FEATURED
Switch Kit
Win primacy day one by capturing deposits and bill payments during onboarding
Solutions
By use case
Deposit growth
Grow primary account relationships with seamless direct deposit switching
Customer activation
Drive onboarding completion and early engagement at account opening
Personalized Banking
Know your customer's full financial picture, instantly
Paycheck-Linked Lending
Underwrite and repay loans directly from the source of income
Earned Wage Access
Give employees real-time access to wages they've already earned
Banking Primacy
Win the primary relationship with deposit and bill switching
By industry
Banks
Community Banks
Credit Unions
Lenders
Fintech API
Integrated with leading digital banking platforms
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Covering 100% of U.S. payroll scenarios
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Resources
Learn
News
Customer Stories
Learning Center
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About
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Trust Center
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Developers
Quick Start
API Documentation
Customer story
Current achieves 2.2x more direct deposit enrollments
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Partners
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Latest News
Insights, trends, and product news powering the income layer — from payroll connectivity and income data to direct deposit switching and the future of fintech.
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The crypto onramp API: Automating the path from paycheck to crypto
July 31, 2026
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Pinwheel Announces Integration With MeridianLink
July 28, 2026
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The digital gap threatening credit unions—and how to close it
June 25, 2026
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Are Gen Z and Millennials your most valuable—and most underserved—banking customers?
June 23, 2026
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Leighanne Levensaler joins Pinwheel as strategic advisor
March 2, 2026
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KYC’s Killer App
November 20, 2025
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J.D. Power confirms ROI of bank account "Soft Switching"
November 18, 2025
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Pinwheel welcomes Don Weinstein as an advisor
October 9, 2025
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Future of account onboarding
October 3, 2025
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Pinwheel + Bankjoy Are Transforming Account Activation with Switch Kit
September 9, 2025
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How we help lenders unlock the value of Pay by Paycheck
August 11, 2025
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Pay By Paycheck: The next big thing in lending
August 4, 2025
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