Solutions built on
market-leading technology
Direct deposit
Grow direct deposit penetration, win share of wallet, and earn lifelong customers
Income and employment
Leverage a full stack of FCRA compliant data to power critical use cases
Earnings Stream
Actionable insights into your customer's earnings, straight from payroll and time and attendance platforms
Enabling new financial
service use cases
Direct deposit switching
Securely grow consumer share of wallet by making direct deposit switches easy and friction-free
Verification of income & employment
Seamlessly verify income and employment for processes like loan underwriting and fraud mitigation
Paycheck linked lending
Improve loan repayment rates and reach new customers with innovative lending products
Powered by reliable recurring access
Stay current on changing consumer financial data with real-time alerts and the ability to monitor updates to direct deposit allocations or income and employment for connected accounts.
Why leading companies rely on our platform
Quality technology
and team
Proven technology and team trusted by the most innovative fintechs and financial institutions.
100%
win rate and unrivaled conversion in head-to-head comparisons
Market leading coverage
Coverage of 80% of US workers across 1,600 income and payroll platforms, including gig and creator platforms.
3x
the industry average for platform coverage
Enterprise grade platform
Dedicated CISO, unique security solutions like asymmetric key, and proven stability at high volumes.
99.9%
uptime at the highest
monthly volumes
FCRA compliant
We are a CRA, which gives customers a unique advantage.
Ecosystem
partnerships
We are partnered with trusted technology and banking partners across every vertical to reduce costs and accelerate launch.
Ready to get started?
Get in touch to explore Pinwheel’s solutions across direct deposit switching, income and employment verification, earned wage access, and more.
Request demo