Pinwheel for Lenders

Products that decrease risk and increase repayment rates

Speed up the loan application process

Improve repayments by connecting to the direct deposit

Make more informed lending decisions

Use data for credit decisioning

Safely tap into new customer segments

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We provide more than just data

Unlike other income and employment data providers, Pinwheel does the heavy lifting to help our clients make sense of their customers’ data. Spend less time interpreting data and more time serving your customers.

Underwrite loans

Pinwheel Earnings Stream breaks down customers’ income data into categories that span historical cash flows, earnings in the current pay period, and projections of future earnings. Prevent loan delinquencies and defaults by monitoring the accrued earnings we update in real time.

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Implement an efficient loan application process

Quickly assess applicants’ income and employment with Pinwheel Verify. Remove the burden from applicants to manually upload proof of income and employment documents.

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